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Cheddington Homes for Sale

Missouri, the “Show Me State,” is a wonderful place to call home, and the Kansas City suburb Lee’s Summit, is one of the state’s most highly regarded cities. Lee’s Summit boasts so many impressive amenities, its residents can’t help but enjoy living in this remarkable city. In fact, Lee’s Summit was recently ranked as one of Missouri’s “Top 10 Happiest Places.” Because of its excellent location in the Kansas City Metro area, Lee’s Summit residents can easily enjoy all of the top-notch dining and shopping, entertainment and recreation of the region.

Within Lee’s Summit there are abundant real estate options found in its many diverse neighborhoods and subdivisions. One of its most noteworthy communities is that known as Cheddington. Cheddington boasts an ideal location in the city and residents enjoy close proximity to all that they need, including award-winning public schools, a wide range of dining options, banks, a hospital and more.

The Cheddington Homeowners’ Association is located off of 291 and 150 Highway. The community boasts a clubhouse and a pool for members of the HOA. Students in Cheddington attend Trailridge Elementary or Hawthorn Hill Elementary and Summit Lakes Middle or Pleasant LEA Middle, and Lee’s Summit West High schools. Homes for sale in Cheddington vary in price depending upon the specific features of the property. The median listing price for a home in Cheddington is $218,000.

If you would like more information regarding homes for sale in Cheddington of Lee’s Summit, Missouri, or if you would like to buy a home in another Lee’s Summit community, please do not hesitate to contact us today.

Charleston Park Homes for Sale

Nestled in one of the Top 100 Cities in America, the Charleston Park subdivision of Lee’s Summit, Missouri is a collection of attractive and affordable single-family homes located in the friendly Midwest. As part of the Kansas City Metropolitan area, this subdivision enjoys easy access to the amenities and events found in the big city without sacrificing its small-town feel.

Homebuyers will love the beautiful homes available in Charleston Park, and the affordable price range of $207,000 to $329,000 makes this neighborhood a good choice for many budgets. Families that buy a home in this subdivision are also assured that their children will attend the exceptional schools in the Lee’s Summit School District. This school district is an award-winning system, and ensures that a quality education is available to its students, as well as many extra curricular activities.

As the sixth largest city in the Kansas City Metropolitan area, Lee’s Summit has progressed quickly from its farming roots to its now vibrant economy boasting many thriving businesses. Its Historic Downtown District provides residents with a variety of unique boutiques and restaurants, as well as beautiful historic homes and churches. The Legacy Park, and local Community Center also offer residents amenities like a pool, fitness center, and several baseball and soccer fields. With so much to offer, it is clear why the Lee’s Summit subdivision of Charleston Park is such a popular place to live.

If you would like to learn more about buying a home in Charleston Park, or you would like more information regarding homes for sale in other Lee’s Summit communities, please don’t hesitate to contact us today!

Carriage Point Homes for Sale

Sharing a zip code with the remarkable neighborhood of Amber Hills, the community of Carriage Point at Richardson Ranch is an excellent place to buy a home in the pedestrian-friendly city of Lee’s Summit, Missouri. Carriage Point is a wonderful, family-friendly community with beautiful homes sure to please prospective homebuyers, whether retired, young professionals or families.

This upper middle class neighborhood is described by its residents as quiet, safe and convenient. Carriage Point is a great place for the fitness-minded individual as it has 15.1 times as many fitness centers than average for the state and 186.8 times as many yoga studios than average. Carriage Point is also a great place for commuters, as the average commute time for the community is around 25 minutes. Nestled in the 64086 zip code, Carriage Point at Richardson Ranch affords its residents a high quality of life in Lee’s Summit, one of Missouri’s “Top 10 Happiest Places.”

Homes in Carriage Point have an average value of $169,200, while homes for sale in Carriage Point have a median listing price of $220,000, or $115 per square foot. That said, property for sale in Carriage Point varies in price depending upon a number of factors such as the home’s size, age, and special features.

If you would like to buy a home in Carriage Point of Lee’s Summit, Missouri, or if you have questions regarding real estate in other Lee’s Summit communities, please do not hesitate to contact us today.

Canterbury Homes for Sale

In Missouri, the “Show Me State,” there is a remarkable suburb of Kansas City known as Lee’s Summit. Lee’s Summit is a pedestrian friendly city that was recently ranked among the “Top 10 Happiest Places” in Missouri. Because of its close proximity to Kansas City’s great shopping, dining, entertainment and recreation, Lee’s Summit provides its residents with the best of both worlds, a charming hometown and easily accessed big city amenities.

Within Lee’s Summit there is a plethora of remarkable real estate options in its many prestigious neighborhoods. Whether looking for a golf home, a large estate, waterfront property, a condo, townhome, villa or something in between, you’ll find exactly what you are looking for in Lee’s Summit. One of the city’s most noteworthy communities is that of Canterbury. Canterbury is located in eastern Lee’s Summit, west of Lake Lotawana and north of the James A. Reed Memorial Wildlife Area.

Homes for sale in Canterbury of Lee’s Summit vary in price depending upon the property’s special features, its age, size and architectural style. Homes in the Canterbury community are affordable and great for families, retirees, and young professionals as well. The community is served by the award-winning Lee’s Summit school district and affords residents easy access to numerous cultural and historical points of interest.

If you would like to buy a home in Canterbury of Lee’s Summit, Missouri, please do not hesitate to contact us today for more information.

The Home Buying Process

Steps to Buying a Home

Step 1: Check Your Credit Report & Score

Before getting a mortgage or any kind of loan, you should always check your credit. According to the law, you’re allowed to receive one free copy of your credit report per year. You can do this by visiting Annualcreditreport.com. Scores range from approximately 300 to 850; generally, the higher your score, the better loan you’ll qualify for. Don’t forget to check your report for errors. If there are any, dispute them. It may help your credit score. You can also check your credit score for free at www.creditkarma.com.

Step 2: Figure out How Much You Can Afford

You can calculate how much you can afford by starting online. There are several online mortgage calculators that will help you calculate an affordable monthly mortgage payment. Don’t forget to factor in money you’ll need for a down payment, closing costs, fees (such as fees for an attorney, appraisal, inspection, etc.) and the costs of remodeling or furniture. Remember that you don’t always have to put down 20 percent as your parents once did. There are loans available with little to no down payment. An experienced home loan expert can help you understand all your loan options, closing costs and other fees.

Step 3: Find the Right Lender and Real Estate Agent

To find the right mortgage lender it’s best to shop around. Get recommendations from your friends and family and check with the Better Business Bureau. Talk to at least three or four mortgage lenders. Ask lots of questions and make sure they have answers that satisfy you. Make sure to find someone that you are comfortable with and who makes you feel at ease.

Once you have the right mortgage lender, make sure you at least get a pre-approval. Qualifications are only a guess based on what you tell the lender and are no guarantee, whereas a pre-approval will give you a better idea of how big a loan you qualify for. The lender will actually pull your credit and get more information about you. However, you could even take it one step further by getting an actual approval before you start home shopping. That way, when you’re ready to make an offer, it will make the sale go much quicker. Besides, your offer will look more appealing than other buyers since your financing is guaranteed.

Step 4: Look for the Right Home

Make a list of the things you’ll need to have in the house. Ask yourself how many bedrooms and bathrooms you’ll need and get an idea of how much space you desire. How big do you want the kitchen to be? Do you need lots of closets and cabinet space? Do you need a big yard for your kids and/or pets to play in?

Once you’ve made a list of your must-have’s, don’t forget to think about the kind of neighborhood you want, types of schools in the area, the length of your commute to and from work, and the convenience of local shopping. Take into account your safety concerns as well as how good the rate of home appreciation is in the area.

Step 5: Make an Offer on the Home

Now that you’ve found the home you want, you have to make an offer. Most sellers price their homes a bit high, expecting that there will be some haggling involved. A decent place to start is about five percent below the asking price. You can also get a list from your real estate agent to find out how much comparable have sold for. Once you’ve made your offer, don’t think it’s final. The seller may make a counter-offer to which you can also counter-offer. But you don’t want to go back and forth too much. Somewhere, you have to meet in the middle. Once you’ve agreed on a price, you’ll make an earnest, which is money that goes in escrow to give the seller a sign of good faith.

Step 6: Get the Right Mortgage for Your Situation

There are many different types of mortgage programs out there, but as a first-time home buyer, you should be aware of the three basics: adjustable rate, fixed rate and interest-only.

Adjustable rate mortgages (ARMs) are short-term mortgages that offer an interest rate that is fixed for a short period of time, usually between one to seven years. After that, the interest rate can adjust every year up or down, depending on the market. These are good for people who don’t plan on living in their home very long and/or are looking for a lower interest rate and payment.

Fixed-rate mortgages are more traditional and offer a fixed interest rate (and thus a fixed monthly payment) for a longer period of time, usually 15 or 30 years, though they’re available in 20 or 25 year terms. These are good for people who like a predictable payment and plan on living in their home for a long time.

Both fixed and adjustable rate mortgages can have an interest-only payment. What this means is that for a certain amount of time during the loan term, you’re allowed to pay only enough to cover the interest portion of your payment. You can still pay principal when you wish, but don’t have to if your budget is tight. There is a myth that with interest-only mortgages, you don’t build equity. This is not necessarily true, since you can build equity through home appreciation. The benefit to interest-only mortgages is that you increase your cash flow by not paying principal.

Remember to ask your mortgage lender or mortgage banker lots of questions about which mortgage is right for you and your situation.

Step 7: Close on Your Home

Make sure you get a home inspection before you close. It will be well-worth the money spent since it ensures the property’s structural soundness and good condition.

Setting the closing date that is convenient to both parties may be tricky, but can certainly be done. Remember that you may have to wait until your rental agreement runs out and the seller may have to wait until they close on their new house.

Be sure you talk to your mortgage banker to understand all the costs that will be involved with the closing so there are no surprises. Closing costs will likely include (but are not limited to) your down payment, title fees, appraisal fees, attorney fees, inspection fees, and points you may have bought to buy down your interest rate.

Step 8: Move In!

You’ve got your mortgage, closed the deal and now it’s time to move in! Whether you use a mover or not is up to you, depending on your financial situation and how much stuff you have to move; perhaps also, whether you have a lot of friends willing to help you move. Either way, you’re done with the home buying process! Just start unpacking and start enjoying your first home! Buying a home for the first time doesn’t have to be a hassle if you’re prepared and you know what to do and when to do it. Choose an experienced home loan lender and a friendly, knowledgeable real estate agent-they are the key to helping you have a smooth home buying experience!

Brooks Farm Homes for Sale

Composed of 65.87 square miles southeast of Kansas City, the remarkable city of Lee’s Summit, Missouri is an excellent place to buy a home in the Kansas City metro area. Home to around 91,800 residents, the pedestrian friendly city of Lee’s Summit has been named one of the “Top 10 Happiest Places” in the State of Missouri. With easy access to major highways, residents of Lee’s Summit are just minutes away from all of the great Kansas City attractions, including top-notch dining, shopping, entertainment and recreation. Located in both Cass and Jackson counties, Lee’s Summit is known for the high quality of life enjoyed by its residents.

Prospective homebuyers looking in the Lee’s Summit area will be pleased with the wide selection of prestigious communities from which to choose. One such community is that of Brooks Farm. Brooks Farm is a Summit Exclusive Community located near Ward Road on the north side of MO-150. Community amenities include a children’s playground and close proximity to shopping, gas stations, banks and all the other daily conveniences. Less than five minutes from home, Brooks Farm residents can easily enjoy the Shamrock Hills Golf Club. And just ten minutes east, Brook Farm residents can go fishing, boating, camping and hiking at the James A. Reed Memorial Wildlife Area.

This remarkable family-friendly community has homes ranging in size from 1,299 to 2,227 square feet with prices starting in the $260’s. There are multiple floorplans from which to choose, each with its own distinct features and advantages. The Clayton is a 4 bedroom, 2 bathroom floor plan with 1,299 square feet of living space. The Clayton has a great room that overlooks a large patio, an open kitchen with a large island and a storage pantry, and a master suite with a spacious walk-in closet. The Palmer floor plan has 4 bedrooms and 2.5 bathrooms with 2,121 square feet of living space. The Palmer has an open main level space with a fireplace, a kitchen with an island, and a laundry room conveniently located close to the bedrooms. The Woodbury floor plan is also a 4 bedroom and 2.5 bathroom home. The Woodbury has 2,048 square feet and boasts a covered porch and a kitchen with an over-sized island and walk-in pantry. The master suite in the Woodbury plan has a soaker tub and a shower with a built-in seat. Regardless of which floor plan you choose, you will love your new Brooks Farm home.

If you would like more information regarding homes for sale in Brooks Farm in Lee’s Summit, Missouri, please do not hesitate to contact us today.

Bridlewood Homes for Sale

If you are looking for a family-friendly community of affordable homes in the Kansas City Metro area, you should consider the real estate options of Lee’s Summit’s Bridlewood subdivision. Bridlewood is located just 20 minutes from Kansas City and all of its exciting entertainment and recreation options. Also nearby, Bridlewood residents enjoy great shopping and dining opportunities, among many other impressive amenities.

Bridlewood is a community comprised of top-notch single family homes set in a quiet neighborhood with an active HOA. Community features include a swimming pool and excellent recreation facilities. Because of its close proximity to Kansas City, Bridlewood is not only a great place for families, but it also a wonderful home for commuters. Residents of Bridlewood are served by the award-winning Lee’s Summit school district and have easy access to the many picturesque parks of the city.

Homes for sale in Bridlewood come in many shape and sizes, but all have open hearths, granite countertops, stainless steel appliances and majestic vaulted ceilings. Master bedrooms in Bridlewood homes boast walk-in closets and master baths with whirlpool bathtubs. Homes in Bridlewood are spacious and comfortable, but fall within an affordable price range between $230,000 and $300,000. Homes come in 1.5 story, 1.5 reverse story and two-story floor plans, each with at least three bedrooms and 3 bathrooms. Bridlewood has a scenic walking trail for residents to enjoy, as well as easy access to the fishing lake at nearby Longview Lake and Beach Park. The Longview Golf Course is also in close proximity, giving Bridlewood residents several recreation options.

If you would like to buy a home in Bridlewood of Lee’s Summit, Missouri, please do not hesitate to contact us today for more information.